BANGARUTALLI – Maa Inti Mahalakshmi
Bangarutalli
is meant to take care of the girl child in every household from her birth till
she completes her graduation. If she gives birth to a baby girl, Rs 2,500 will
be deposited into her account. Rs 1000 will be given for the first 2 years at
the time of immunization.Rs 1,500 will be given every year to the family
through Anganwadis till the baby attains the age of 5 years from 3rd year
onwards. At the time of admission to school, Rs 2,000 will be given every year
for her studies from the first to the fifth standard, and Rs 2,500 from sixth
to eighth standard, Rs 3,000 for ninth and tenth standard. For the girls study
of Intermediate, she will be given Rs 3,500 each year, and Rs 4,000 a year
during her graduation.
SADAREM – A Program for issuance of
Disabled certificates.
Objective
of the SADAREM initiative is to create a Dynamic Web enable system for
comprehensive access, rehabilitation and empowerment, through automation,
capacity building, assessment of persons with disabilities (PWDs) and
maintaining Decision Support System (DSS).
STHREENIDHI
CREDIT CO-OPERATIVE FEDERATION LTD.
Sthreenidhi credit cooperative Federation Ltd., is promoted
by the Government and the MandalSamkahyas to supplement credit flow from banking
sector and is a flagship programme of the Government. SthreeNidhi provides
timely and affordable credit to the poor SHG members as a part of the overall
strategy of SERP for poverty alleviation.
SHGs are comfortable to access hassle free credit from SthreeNidhi
as and when required using their mobile and therefore do not see any need to
borrow from other sources at usurious rates of interest. SthreeNidhi is in a
position to extend credit to the SHGs even in far flung areas of the state in
48 hours to meet credit needs for exigencies like health, education and other
income generation needs like agriculture, dairy and other activities. As credit
availability is linked to grading of MS and VOs, community is keen to improve
functioning of the same to access higher amount of credit limits from
SthreeNidhi.
Bhoomi-(Land
Access To Poor)
Land represents a fundamental asset to the rural families in
our country which comprise a substantial majority of the population. It is a
primary source of income, security, and status. Land is one asset which almost
every rural man or woman relates to. In the rural areas all the socio-economic
privileges and deprivations revolve round land.
Community Managed Sustainable Agriculture-CMSA:
Sustained efforts to make agriculture
as economically viable and ecologically sustainable activity, without
compromising on yields and improving returns per unit of land and water, to improve
the quality of farmer’s life.The Primary mission is to improve the annual
incomes of farmers in Rain fed areas in particular and agriculture in general
with integrated farming systems.The CMSA is for Developing new tools and
equipment for reducing drudgery to women farmers, for Establishing village
level infrastructure for supply of these tools,for Upgrading women farmer’s
knowledge in eco-friendly farming technologies, for Organizing capacity
building programs with new training content and improved methods,for Managing
revolving fund for decentralized extension system leading to multiple
livelihood options models to be managed communities on their own.
KRuSHE
KRuSHE wing under SERP has been
incepted to promote enterpreneurship in Farm and Non-farm livelihoods among the
members of rural SHG households with focus on POP on saturation basis and to
engage each household in an entrepreneurial activity for drought proofing the
rural households.
For restoring the traditional art and
crafts of Andhra Pradesh, KRuSHE is an attempting to link numerous artisans,
craftsmen and rural producers of the state to remunerative markets, The
objective is that the artisan gets the correct worth for her produce and there
is a substantial increase in the income, The flourishing artisan should inspire
the others in the region to take up the same occupation
Approach:
KRuSHE envisages integrated approach of building infrastructure, linking
markets and providing credit, technology(environment friendly), skills, design
and institutional development to the rural household.
Objective: To increase the profitability of the
existing SHG enterprises there by creating local employment and ensure the
sustainability of the enterprises.To promote entrepreneurship in Farm and
Nonfarm livelihoods among the members of rural SHG households with focus on POP
on saturation basis.To increase the income and employment opportunities in the
villages.
Community Managed Health And Nutrition
:
The Community Managed
Health & Nutrition project is a comprehensive package of community based
interventions which include Nutrition cum Day Care Center (NDCC), Health
Savings & Health Risk Fund, Convergence of Fixed National Health Day, Water
& Sanitation program, Sanjeevani Health Insurance, and Capacity Building of
Health Activist (HA), Health Sub Committee (HSC), and Community Resource Person
(CRP). CMH&N interventions focus on four major public health areas:
maternal health, infant and child care, environmental health, community health
system and communicable diseases.
The Community Managed
Health and Nutrition (CMH&N) intervention utilizes trained community
members in the form of Health Activist (HA) and Community Resource Person (CRP)
to transmit messages about maternal, neonatal, infant care practices to SHGs
and village organizations. The major objectives of training are demystifying
medicine, using health education with local case studies and culture, promoting
self confidence amongst community members, decision making & managing by
the community, and integrating other social reforms to reduce overall poverty.
IKP has also integrated training of Health Sub Committee, which consists of
internal members of the community to provide critical monitoring and feedback
on HN activities at village, mandal and district level.
Unnathi
Towards the end of
the first decade of IKP in the year 2009, it was observe¬d that 20% of poor
were still untouched, majority of whom belonged to socially vulnerable groups
(SC/ST) and thus needed intensive handholding support. To address this critical
gap, SERP evolved a more targeted and focused approach under IKP, to fight the
poverty of the poorest known as Unnathi.
Objectives:The
objective of Unnathi is to enable every poorest of poor family in the state to
come out of poverty with increased and sustainable livelihood opportunities
established with the aid of an intensive handholding support. The same has to
be done in a focused and phased manner starting with organizing them, strengthening
their institutions, increasing their asset base, mitigating risks, expanding
the livelihoods and increasing their incomes. In concise, enhancing the income
of POP family to an annual income of Rs One lakh over a period and a
significant improvement in human development aspects are considered the twin
mandates of the proposed strategy.
The need for Unnathi
was further confirmed by the data from the baseline survey that was carried out
immediately after the identification of PoP households. Detailed information
was gathered about each and every PoP household on all important livelihood,
human development and quality of life aspects. The baseline of PoP families
doubly confirmed the need for exclusive strategy which was rightly put in place
by SERP in the name of Unnathi.
DAIRY
IKP is has started
the initiative of Profitable Dairying by Establishing Milk Procurement Centers
in villages and Bulk Milk Cooling Units ( BMCUs) at mandal level through SHGs
and their federations in two mandals on Pilot basis in 2006-07 and has reached
to the present level of managing 199 BMCUs with more than 4500 village level
milk procurement centers and have procured 77122 MTs of milk worth Rs.16966
lakhs during the year 2009-10.
ABHAYA HASTHAM
Government of Andhra
Pradesh introduced Velugu Pension and Insurance Scheme for the (Rural and
Urban) SHG women in November 2009 to provide income security in their old age.
The aim was to provide security to all enrolled SHG women with dignity in their
old age.
This scheme works in
principal of contribution amount Rs. 365 per annum by the SHG woman and
Government co contribution amount Rs. 365 per annum into her pension amount.
The interest that earned from corpus generated for each member till the
completion of 60 years of her age is used for giving monthly pension from Rs.
500 to Rs. 2200 based on the age of the member. Each enrolled member under the
scheme is entitled to get minimum pension of Rs. 500 after completion of 60
years of her age and all the enrolled members between age group of 18 to 59
years are eligible to get Insurance coverage under JBY scheme.
Unnathi IWMP Livelihoods – IWMP
The Department of
Rural Development implemented watersheds through different programmes viz.
Integrated Wastelands Development Programmes,Drought Prone Areas Programme and
Desert Development programme.Based on the recommendations of Technical
Committee under the Chairmanship of Prof. C.H. Hanumantha Rao, Department of
Land resources,Government of India launched new integrated program on watershed
development called Integrated Watershed Management Programme (IWMP) in 2008
Community Managed Micro Insurance– AABY
Need: It is gauged that
more than 250 poor people who are the head or bread winners of the SHG members’
families are dying every day in the state of Andhra Pradesh. Eventually, the
rural poor families face enormous problems, if they lose their bread winner due
to untimely death. The loss of head or bread winner leaves the family in a
shudder to fight for survival. Moreover, the family comes under sever stress
and shock, both psychological and economic. As an upshot the households end up
in a disastrous situation and is flung into irrecoverable abject poverty
Vision:The
Self Help Groups and their federations envision that even the poorest of the
poor, including the landless agricultural laborers, deserve an access to
relevant and affordable insurance and social security nets by massification and
be protected from risks on death/disability and to secure a dignified life to
SHG women by providing income security in their old age and to provide
financial support for their children for continuation of education by means of
scholarships.
Mission:
Is to empower the Self Help Groups and the Community Based Organization (CBOs)
to play an active role in the implementation of social security interventions,
to reduce people’s vulnerabilities through diversified social security measures
to protect their income and asset base, by creating an enabling environment for
self management by the community itself with appropriate project facilitation.
N T R BHAROSA
As a part of its
welfare programmes,the Government of Andhra Pradesh is implementing various
Pensions schemes for the most needy and vulnerable people i.e the persons in
old age,widows,people with disabilities and weavers to provide them succor
VADDILENI RUNNALU- LOAN INSURANCE
In the light of bank
linkage program with VADDILENI RUNNALU, a huge amount of money is transacted by
the SHG members in the name of total financial inclusion covering even the
swapping of old debts. It is proud to inform that Govt. of AP leads in SHG Bank
Linkage Program with 40% of all bank loans given to SHGs in India. The bankers
are comfortable and testifying that the recovery rate is 99%. In this back
drop, SHG women evince great interest in insuring the loans taken by the
members from the Commercial Banks or from their own federations as a safety net
against financial risks in the event of natural and accidental mishaps, to
protect their children, family members from debt traps. Hence, the scheme shall
be scaled up to cover each and every SHG member. The core objective of the
scheme is to protect the family members of an SHG member from financial risks,
in the event of her death, to safeguard the institution of SHG from repayment
burden, when a borrowing members dies, to ensure the perpetuality of the SHG,
providing loan insurance to all the borrowing member, to ensure 100% repayment
at all levels even in the time of turbulence and to increase the size of loans
to SHG members, by creating confidence among the Bankers.
